Our Services
Microcredit
JXY Trading offers our clients a variety of financial solutions according to each individual need in order to fulfill your personal or corporate goals. We cooperate with several leading mortgage brokerages and leasing companies to facilitate the lending process, so that your mortgage or business financing experience would be swift and smooth. With our abundant fund managed by the domestic and international resources, JXY Trading would effectively provide the most satisfying solution for your plans in the short-term and the future.
Trading consultant
JXY Trading also provides trading consultation service with our professional knowledge and market insight, regarding the international trade. Our services include commerce advice of apparel, nutritious product, and iron ore powder. It is our pleasure to be your agent for petty commodities trade between suppliers, manufacturers, and marketplaces between Canada and China, assuring a flawless execution of your global business.
Residential Lending
Notes:
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Brokers’ fees are included in 2% fees.
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For the 1st Mortgage, we only accept the projects with LTV lower than 65%.
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For the 1st Mortgage, the term is 6 months. Upon the maturity, the mortgage can be renewed into open term for half year with the same rate and an additional 1.5% fee.
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Please contact us for the rate quote on any request under 50% LTV
Lending Guidelines
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First and second mortgages
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Maximum Loan to Value of 75%
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Mortgages up to $1,000,000 (Mortgages from $100,000 to $500,000 are preferred)
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No GDS/TDS required. NOA is preferred but stated income is acceptable
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Reduced interest rate option available (with the addition of a lending fee)